Save Your Way to Lower Home Insurance

If your homeowner insurance rates are creeping up even though you haven’t filed any claims, it may be time to take a look at how you can bring those prices back down.

Research, smart shopping and even some home upgrades can make a noticeable difference in your insurance premiums. Explore the cost-savings potential with these tips from the experts at CertainTeed, a leading manufacturer of exterior and interior building products:

Shop for the best rates. It’s easy to be complacent when you’ve used the same insurance company for years, but if getting the best rate is your objective, it’s a good idea to shop around. To do effective comparison shopping, have a copy of your current policy ready and contact a handful of competitors. Provide them the exact same coverage details so you can compare like rates, but also be ready to listen to information about additional coverage options that may suit your needs.

Combine homeowner insurance with other policies. Most insurance carriers offer multiple policy discounts, which they apply when you insure more than one item. For example, if your homeowner insurance carrier also insures your cars, you’re likely to save money on the rates for protecting both your home and automobiles.

Update your home’s first line of defense. Many homeowners focus on aesthetics when it’s time to make upgrades, but there are some important functional improvements that can make a difference when it comes to your insurance premiums. For example, as extreme weather becomes more commonplace, the first line of defense is often the type of roofing material chosen. Many insurance companies even offer discounts for using impact-resistant shingles. Check with your insurance provider before making a final selection, but in general, look for products that include “impact-resistant” in their name and specs, and “Class IV Impact Resistance,” the highest rating available for roofing materials.

For example, NorthGate Class IV impact-resistant shingles from CertainTeed are engineered to have a higher probability of resisting hail. These shingles are made using rubber-like polymers that offer flexibility and impact resistance, as well as crack and shrink resistance, even in cold weather. So when severe weather strikes, your home can be protected and stay looking good.

Install a home security system. An intruder alarm can provide more than peace of mind. Insurance companies often reward homeowners who take steps to minimize the chances of burglary or vandalism. After all, a well-protected home is less likely to result in a claim for losses. Some companies offer varying degrees of discounts on insurance rates depending on the type of system you install, so be sure to thoroughly research the options. For example, a system that simply emits a loud noise when triggered may generate one level of discount, while a system that dispatches emergency personnel when activated can lead to an even better rate.

Insurance rates are one place to save money on your home costs. Learn more about impact-resistant shingles and how they can save your home and wallet at certainteed.com. (Family Features)

SOURCE:
CertainTeed

Here are 3 Ways to Believe in Yourself and in Your Success

Featuring Encouragement from Dannie De Novo, Contributing Writer for InFluential Magazine

Dannie De Novo

Dannie De Novo

What is truly in the “success” recipe? Life and business coach and author of Get in a Good Mood & Stay There Dannie De Novo says “as a coach on the principles of success and personal awareness, I am often asked what the secret to success really is. Hard work, persistence, or talent? All of those things are part of the success recipe, but the most important ingredient, the part that makes or breaks your success in any area of your life, is faith.”

Possessing unwavering faith in yourself is the key to success. “Whenever I have failed to reach the level of success that I desired, I take a look back and ask the question: Did you believe,” she asks.

What does it mean to believe? What does it mean to know something so well and so deeply that no outside influence or opinion can make you feel any differently? “Faith is the most powerful concept behind your success because when you believe, your self-image changes into a picture of that person you want to become. And then, you become that new person,” Dannie believes. “You succeed.”

Success tip #1 Fake it ‘til you shake it

If at first you really can’t believe that you are capable of achieving your desired goal, what do you do until you raise yourself to the level of belief? Fake it ‘til you shake it, baby! Fake your behavior until you are able to shake that old image of yourself completely.

What does success look like to you? Answer that question and then pretend to be successful.

Forward movement is movement regardless of how slowly you are going. Try faking it for a while. It will at least get you moving. But here is the catch, you have to do the work in the next 2 tips in order for belief to take hold. Because faking it alone will eventually fail you, leaving you like four flat tires will leave a car stranded on the side of the road.

Success tip #2 mirror work

Belief means that you know something—you know it down to your core. And your knowing is based upon your thinking. Change your thinking, and over time, you will change your belief.

A great way to start shifting your thinking is through mirror work and affirmations. Take some time and write out a list of affirmations about what you want to believe about yourself.

These affirmations can be anything you want and aspire toward. But everything must be very positive and phrased in the present tense. Remember, these are statements about things you want to start believing about yourself, that you likely don’t believe presently.

Start each affirmation with “I am.” I am healthy. I am attractive. I am strong. I am resourceful. I am a leader. I am abundant. Etc., etc.

Then, take your list of affirmations over to your mirror and say the affirmations out loud while you look yourself in the eye and smile. Do this every day and you will begin to see changes in yourself that indicate your belief is also changing.

Success tip #3 visualize

Another way to shift your thinking, and in turn, your belief is through visualization.  Start getting a real clear picture in your mind about what you want your life and your success to look like.

Make these images really detailed and elaborate. Then all you have to do is sit and let those images play out on the movie projector of your mind. Visualize yourself being that person you want to become. How do you dress, where do you hang out, what do you do on a daily basis? Keep these pictures in the forefront of your mind as often as you can. Revisit them daily.

“When you can see yourself doing something in your mind then you will begin to believe you can do it in your heart,” Dannie explains. “And that is the definition of faith.”

About Dannie De Novo: Dannie is an author, attorney, coach, entrepreneur and podcast host who loves horses, traveling and learning. Her book Get in a Good Mood & Stay There launched in 2018. She spends her days finding ways to help those who aren’t experiencing the most fulfilling version of their lives. Her greatest job and joy is serving as mom to an amazing beacon of light and hope, her daughter, Carson. To learn move visit: www.DannieDeNovo.com

Dreaming of Spring with the March – April 2019 Edition of InFluential Magazine

We’re thrilled to welcome you to our multi-award winning March – April 2019 edition where we are Dreaming of Spring.

Subscribe to us at www.influential-magazine.com and connect with us at Facebook (@InFluential Magazine), Instagram (@InFluential Magazine), LinkedIn (@InFluential Magazine, Spanish InFluential, and Teen InFluential), and Twitter (@InFluentialMag).

The March – April 2019 Edition of InFluential Magazine

3 Tips to Create Your Dream Closet

If you’ve ever opened your closet doors and been depressed by what you see, it may be time to rethink your closet.

In fact, according to a One Poll survey on behalf of ClosetMaid, 57 percent of women admitted having an organized closet would make finding what they’re looking for faster and easier while 3 out of 10 said an organized closet would make mornings less stressful.

However, treating yourself to your dream closet and introducing a new level of organization can help alleviate those worries and provide a fresh perspective. To get started on your closet makeover, consider these tips:

Assess Your Needs

Before diving headfirst into a full-blown closet makeover, start by assessing any budgetary constraints as well as the physical aspects and size of your space. Determine your ceiling height and available wall space to give yourself a feel for what your area can accommodate; you may even want to consider converting an adjacent room into your dream closet. Remember to account for any sloped walls and whether you prefer a simple reach-in closet or a more elaborate walk-in. Once you’ve determined your preferences and completed your measurements, turn to your wardrobe to assess whether you need more hanging space, shelving, shoe storage, accessory drawers or something else entirely.

Make Your Dream a Reality

Whether you’re a motivated DIYer intent on completing the project yourself or would prefer to work with a team of designers and professional installers, there are plenty of options available to bring your dream closet to fruition. One closet system to consider if you’re seeking a completely customized, designer-inspired space is ClosetMaid’s MasterSuite 27th Avenue collection. The professionally installed line can be cut to nearly any configuration and offers a range of matte and premium wood finishes, three drawer styles, elegant hardware options and high-end accessories, allowing you the design freedom to ensure the features and aesthetic match your vision for the space.

Customize Your Space

No closet is complete without some personal touches. Make your closet work efficiently with some luxurious organization accessories such as jewelry trays, shoe shelving, wire baskets and drawers, sliding mirrors, valet rods, scarf racks and more. Once you have the necessary accessories and hangers, set up a systematic flow by using the zone principle. Keep frequently used items in prime real estate, accessories within reach and tuck away those rarely used items.

With your dream closet complete, the only thing left to worry about is keeping it in tip-top shape. For more closet makeover tips and solutions, visit ClosetMaid.com. (Family Features)

SOURCE:
ClosetMaid

The Brightest Minds in Magazine Media Celebrated at the Folio: 100

Recognizing magazine media’s thought leaders, trendsetters and newsmakers.  

William Jackson, MBA, 2018 Folio: 100 Honoree

William Jackson, MBA, 2018 Folio: 100 Honoree

Congrats to our very own William Jackson, MBA, Founder & Chief Business Officer of InFluential Magazine, Spanish InFluential, and Teen InFluential.

The Grand Ballroom of The Yale Club in Manhattan was packed with some of magazine media’s brightest minds on Thursday to celebrate Folio:’s list of the top 100 innovators, entrepreneurial thinkers, and industry-disruptors from over the past year.

The annual list, which is comprised of the best thought-leaders from the industry, recognizes honorees for the tangible impact they’ve had in their jobs, on their companies and brands, or on the industry at large. Representing every sector of magazine media, including consumer, b2b, regional, enthusiast, and association, the honorees set a theme of thanking their hard working teams and bosses who allowed them to execute their ideas.

This year, the list includes C-level visionaries, such as Condé Nast’s first chief data officer, Karthic Bala, who has worked diligently to strengthen the 109-year-old company’s focus on data and analytics, and founder and chief business officer of InFluential Magazine William Jackson, who created a portfolio of award-winning publications that reach millions readers every issue.

William Jackson, MBA, 2018 Folio: 100 Honoree

William Jackson, MBA, 2018 Folio: 100 Honoree

“We’re doing really exciting things and taking an iconic publishing company and really transforming it for this new digital age that we’re all learning how to understand,” said C-suite honoree, Alec Casey, who serves as CMO of Trusted Media Brands.

Also on the list were senior executives, including the new SVP and publisher of one of the highest profiting magazines in the industry, Cece Ryan; Yankee Magazine’s VP and publisher Brook Holmberg, who successfully transformed a regional publication into a national brand; and Meredith’s VP of brand licensing, Steven Grune, who oversees of all of Meredith’s licensing activities, spanning more than 60 partnerships.

Doug Olson, president of Meredith Magazines and one of the executive honorees, said in his acceptance speech, “We had a really good year last year, but I promise you, the best is yet to come.”

The strategists on the list are those who have worked over the past year to grow their brands and companies through new revenue streams and with innovative ideas. Included in this category are Adam Krefman, senior director of festivals and activations at Pitchfork, who has taken the Pitchfork Music Festival Chicago to new heights year-over-year by maxing out every inch of Union Park; Joann Kropp, Informa Engage’s VP of global data solutions, who is a visionary in the audience monetization space; and Bustle Digital Group’s Kate Robinson, who, as the SVP of content distribution and partnerships, has brought video to the forefront of her division.

“I want to thank Hearst, who always lets us try new things and take risks,” said strategist honoree Patrick Varone, who is the VP of audience development at Best Products.

And to round out the list are the industry creators who work to reach the hearts and minds of millions of readers around the country and the world. From video producers like David Popp at the enthusiast video magazine MR Video Plus, to the newly appointed, digital-minded editor-in-chief of a major women’s lifestyle and fashion magazine Cosmo, Jessica Pels, these creators know what it takes to stay competitive in the crowded media space.

Congratulations once again to all of the honorees in year’s class of the Folio: 100! Read all about the 100 honorees here.

William Jackson is a 2018 Folio: 100 Honoree

We extend hearty congratulations to our Founder & Chief Business Officer, Mr. William Jackson, MBA who was feted a 2018 Folio: 100 Honoree on Thursday, December 6th.

The Grand Ballroom of The Yale Club in Manhattan was packed with some of magazine media’s brightest minds to celebrate Folio:’s list of the top 100 innovators, entrepreneurial thinkers, and industry-disruptors from over the past year.

The annual list, which is comprised of the best thought-leaders from the industry, and recognizes them for the tangible impact they’ve had in their jobs, on their companies and brands, or on the industry at large. Representing every sector of magazine media, including consumer, b2b, regional, enthusiast, and association, the honorees set a theme of thanking their hard working teams and bosses who allowed them to execute their ideas.

Clever Kitchen Upgrades

Fresh colors and textures for a functional kitchen style

For avid cooks, seasoned hosts and busy families, the kitchen is likely the center of daily life and a place where both form and function are of the utmost importance.

This high-traffic space generally influences the design of the rest of the house, especially if the home has more of an open-concept layout. The colors and materials used in the kitchen normally set the tone for the rest of the home.

When it comes to considerations like finish and materials, kitchen cabinetry trends are shifting toward colored cabinetry and a mixture of exposed textures and materials.

 

 

 

 

 

 

 

 

 

 

Colorful allure

White kitchen cabinets have dominated the market for years; white is constant, safe and classic. While white kitchens are likely to remain a popular option for homeowners, buying trends are showing a shift in painted cabinetry design from classic white to eye-catching colors.

Natural colors, burnt orange, shades of gray, blue hues and green tones are likely to be the leaders in painted cabinetry colors in 2019, and all are offered through an option like Wellborn’s ColorInspire program.

For those with a visionary and creative approach to design, the blue tones for cabinetry reach atmospheric wisps of colors and capture the unique space between technology and spirituality. The unbridled adventurer may use burnt orange to soak in the blue of endless horizon and the subtle earthy colors of the high plains and desert.

For the naturalist, green earthy tones can bring the wonder of the world into your kitchen. For the cozy home-body, dark warm tones of gray on cabinetry add a rich and modern scope that spans space and time.

Trends in texture

From classic to modern and from farmhouse to high-tech modernistic styling, designers work to make surfaces make a statement. With cabinetry, there’s no shortage of options: matte and glossy, dark and light, with and without handles.

Technology has played a major role in the improved quality of laminates in the kitchen; many of today’s laminate options have a more realistic appearance and texture than their ancestors. For a more authentic wood look, an option like Wellborn Cabinet’s Decorative Laminate Veneer Door Collection is filled with color choices in a range of materials spanning embossed and textured melamine, acrylic, laminates, metal and more.

Another option is cabinetry featuring timber with exposed grain for a balance between embracing nature and exuding sophistication. This trend celebrates imperfections and allows you to bring nature into your home. Defined or rustic woods are made from materials such as walnut, oak and cherry. For nature enthusiasts or those seeking the rustic farmhouse style, you can find beautiful organic finishes in Wellborn’s Aspire Full Access Frameless line. The standout feature is heavy graining. Hand sanding, along with hand-rubbed finishes, provide a quality product with varied textures that minimizes the need for a lot of color.

 

 

 

 

 

 

 

 

 

 

 

Focus on Function

A beautiful kitchen may please the eye, but when it comes down to it, a kitchen’s function is its greatest value. Integrate these ideas for a kitchen that offers maximum function for one of your home’s most-used spaces.

Declutter the countertops. Consider incorporating pull-out and roll-out trays into your cabinetry to maximize your storage space, as well as dressing your cabinets with appropriate inserts and organizational kits. Eliminate wasted space by adding corner cabinets to utilize all your available space.

In addition, an option like Wellborn Cabinet’s Aspire Full Access Frameless cabinetry makes it simple to create diverse design styles with better storage options than traditional cabinet framing allows. Without a face frame on the front of the cabinet box, this style provides more room for storage and easier accessibility. You can create a modernistic kitchen, a rustic farmhouse kitchen or a nature-styled kitchen.

Determine the island’s function. The island is often the visual centerpiece of the kitchen, but determining its function can maximize its benefit. Fully functional cabinetry around the island can provide added storage space. For example, custom cabinetry appliance panels let you not only conceal bulky appliances, they also give your wall cabinets more space and functionality.

Make recycling easy. Place the recycle and garbage bins in a drawer near the sink to allow for easier accessibility and keep them out of sight.

Explore more trendy looks for your new kitchen at Wellborn.com. (Family Features)

SOURCE:
Wellborn Cabinet

5 Ways to Support Your Community this Festive Season

Each year, the true spirit of the festive season can seem to get buried further beneath mountains of wrapping paper and drowned out by commercialism.

However, when it comes to the festive season, gifts don’t have to come in glossy paper with crisp edges and hidden tape (though those are nice, too). For example, author Carol Lavin Bernick recommends focusing on gifts that make an impact, such as giving back within your community.

The former chairman of beauty conglomerate Alberto Culver, Bernick published “Gather As You Go,”a book sharing insights she’s learned through her many roles: corporate leader, working mother, philanthropist and founder of the nonprofit organization Enchanted Backpack.

Consider these tips from Bernick for making a difference without breaking the bank.

  1. It’s About More Than Just Dollars

    Instead of measuring your support by how much money you give, focus on the many ways you can support organizations near and dear to you by spreading the word online and in-person while recruiting new supporters. Alternatively, you can find an organization that puts your knowledge and skills to work. For example, if you’re an artist or IT specialist, find a charity that needs your skill set.

  1. Think Long-Term

    When you’re working with an organization, consider how you can help it find a long-term solution to problems. For example, if you’re interested in helping young girls excel in science and math, work with your local elementary or junior high school to establish or support an after-school STEM program.

  1. Start at Home

    Teach your children the importance of giving back by donating gifts to those in need through charitable programs, volunteering at a food pantry or fundraising through a bake sale.

  1. Shop with Purpose

    This year, you can make an impact with your holiday shopping by buying gifts that give back. For instance, all proceeds from “Gather As You Go”directly benefit Enchanted Backpack.

  1. Focus on Your Passions

    Define your focus and make a difference by dedicating yourself to one or two causes that excite you the most. Find your passion and pursue it.

Find more inspiration to give back at gatherasyougo.com. (Family Features)

SOURCE:
Gather As You Go

The Shaker33 is a Game Changer in the Cocktail Game!

InFluentials, we want to introduce you to the latest innovation in Cocktail Shakers – the Stainless Steel Shaker33. With its BPA-Free, stainless steel design, Shaker33 is revolutionizing the art of mixing drinks.

We’re excited to share a few features of Shaker33:

Stainless Steel Shaker33 Cocktail Shaker

  • Made of lightweight acrylic and finished in stainless steel
  • Shatterproof BPA-free Tritan™ plastic
  • 24 oz. large format to enable large cocktail batches to be mixed at once
  • Leak-proof featuring an easy-to-open, lockable lid with a Dual Flow strainer for a slow or quick pour
  • Low condensation- chills drinks, not hands
  • Non-slippery and one-handed mixing capability
  • Top rack dishwasher safe
  • MSRP $39.95
  • Shaker33 is available at Shaker33.com

According to James Nelson, Technology Editor of InFluential Magazine, Spanish InFluential, and Teen InFluential, “The Skaker33 is revolutionary.  The packaging is stylish and captivating and definitely makes for a great gift.  Shaker 33 is easy to handle and is perfect for making one perfect cocktail or many with a single use.  Skaker33 looks great when stored in the bar area awaiting our next use.  Shaker33 is a definite game changer in my cocktail game.”

MUST-HAVE Festive Season Travel Essentials!

With festive season travel plans in full swing, make sure you are familiar with the ChargeHub V2 vehicle USB port and the JumpSmart jump starter from Limitless Innovations.

The ChargeHub V2 is a 3-in-1 Vehicle Emergency Multi-Tool with charge, break, and escape features to flee from the car in the case of an emergency.

ChargeHub V2

CHargeHub V2 High-Res.jpg

  • 3-In-1 Vehicle Multi-Tool features (2) USB ports to charge, a glass breaker and seat belt cutter
  • Charge: 2 USB ports power most USB devices at a fast, up to 2.4A using SmartSpeed Technology through the vehicle power socket
  • Beak: The zinc alloy casing is robust and tungsten steel tip glass breaker works easily and efficiently to break tempered glass windows (*please note the ChargeHub V2 is not designed to break a windshield, laminated glass or plated glass)
  • Escape: The concealed, yet razor-sharp seat belt cutting feature cuts through safety belt
  • Available in 5 colors
  • MSRP $ 29.99
  • Available at www.limitlessinnovations.com

JumpSmart is a practical essential everyone should have in the car, especially while traveling to that whimsical festive season destination! The JumpSmart is a single 3-in-1 high-powered unit that includes a jump starter, a flashlight, and a power bank to charge your devices when desperate times call for desperate measures.

JumpSmart

JumpSmartProduct.png

  • 4-Mode, 1100 Lumen LED Flashlight with 150m reach
  • Jumper cables with 10 built-in safety features, safety check lights and sounds
  • 10000 mAh/ 37000 mWh Lithium-Polymer battery
  • 5V/ 2.4A USB Port utilizing SmartSpeed Technology
  • JumpSmart Includes: Jumper cables, heavy-duty case, car and wall charging adapters, protective sleeve
  • MSRP $119.99
  • Available at www.limitlessinnovations.com