When it comes to economics, many teens’ mouths write checks their knowledge can’t cash.
While 93% of American teens say they know how the economy works, 29% have had no economic schooling, according to a survey of 1,000 U.S. teens ages 13-18 by Wakefield Research on behalf of Junior Achievement and the Charles Koch Foundation. Even in light of their false confidence, teens are aware of the importance of financial education.
Although the study identified numerous gaps in economic and financial knowledge, it also showed teens do know where to look for credible information. Two-thirds (67%) recognize they should use their school as a resource.
“One of the things we hear often is that some textbooks are written too academically for most students to understand the concepts,” said Jack E. Kosakowski, president and CEO of Junior Achievement USA. “Our programs, which work as a complement to the school curriculum, are written from the perspective of today’s teens and use digital content to help bring economic concepts to life for students.”
Beyond the classroom, another 63% of students believe they should use their parents as resources for economics education. Help influence the financial literacy of a teen in your life with these practical money-management tips adapted from the curriculum.
Set goals. Managing your money is more meaningful when you’re doing it with purpose. This might mean budgeting to ensure you have enough money to maintain your auto insurance and keep gas in your car, or you may be saving for a big senior trip. Knowing what you want to achieve with your money can help you plan how you spend it more wisely.
Weigh needs vs. wants. When you begin making your own money, it’s easier to indulge your own wishes and spend money on things you don’t necessarily need. To some extent, that’s not a bad thing; rewarding yourself is fine when you do so within reason. That means not exceeding your available funds, and not forsaking things you truly need, like gas money to get to and from a job or school.
Get a debit card. Most people find that having cash on hand makes it easier to spend. If you use a debit card instead, you’re an extra step away from spending so you have a little more time to consider your purchase. Another benefit of a debit card is it helps track your purchases in real time so you can keep constant tabs on your balance and ensure you don’t overdraft your account.
Start a savings habit. Even if your income doesn’t allow for much, it’s a good idea to get in the habit of setting aside a portion of each check. It may only be $10, but over time each $10 deposit can build your account toward a long-range goal.
Protect your privacy. Teens who’ve grown up in the digital age tend to be less skeptical and cautious about privacy matters than their elder counterparts. It’s important that young people understand the potential impact of failing to protect their privacy when it comes to financial matters, including the possibility that their identities could be stolen and all of their money siphoned away. Teaching kids about security is an essential lesson in economics.
Visit ja.orgfor more tips and information to help raise your teen’s financial literacy. (Family Features)
When I sat down to write this note, I was amazed by the thought four years have gone by so quickly. It’s clear time does not stand still — especially when it comes to publishing and deadlines.
During one of our lively team meetings in the spring of 2015 Leonardo D’Almagro, our Fashion Editor at the time, suggested we think about introducing magazines focused on teen and Spanish speaking audiences. The full team agreed and Teen InFluential and Spanish InFluential were created and premiered in September 2015.
I must say, though the premiere came quickly, it never could have been sustained through these years without the generous support and well wishes from our readers, communities, advertisers, and supporters. It’s still quite humbling to realize many have been with us from day one. It’s even more humbling to know they confidently demonstrated their support and energy from the beginning and have continued with us for over four years.
We’ve been very fortunate to have talented teams producing our magazines every edition – our contributing writers and editors, artists and photographers, production experts, and marketing and public relations experts. Many are still with us and others have gone on to make their mark in other ventures, and we love and appreciate everyone.
This 4th Anniversary edition’s cover features teen musician and philanthropist Penelope Robin, who continues to make quite a name for herself on the music scene and inspire many through her philanthropic endeavors. Of course, there’s a ton of other good stuff throughout our pages.
Thank you to each of you for four years of support. We truly love what we do and couldn’t do it as well as we do without your consistent support.
Looking forward to many more years with you,
William Jackson, MBA, GQ Insider, 2018 Folio: 100 Honoree
Publisher of Teen InFluential
Happy 4th Anniversary to our multi-award winning sister publication dedicated to our teen audience, Teen InFluential!
The 4th Anniversary edition features the talented Penelope Robin on the cover complemented by an Exclusive Interview with Penelope which we’re eager for you to read.
Thank you, our readers, for the consistent support you give to each of our multi-award winning publications. We hope we’ve continued to inform and inspire!
Visit our InFluential Magazine Family’s official page at www.influential-magazine.com.
Families that travel with kids typically know tablets and other gadgets and activities can make the journey easier, and vacation rentals can make the stay more relaxing and affordable.
These tips from the experts at Vrbo can help make it easier to hit the road with kids, whether it’s exploring exciting new places, visiting relatives or relaxing during an annual trip to the beach.
Start packing early. Begin a week or two before the trip by helping kids write a list of what to take. It can help build excitement and avoid last-minute fusses over how many toys and favorite pajamas go in the suitcase. If there’s a long journey ahead, consider temporarily lifting limits on tablet screen time and bring along a couple travel surprises like coloring books.
Don’t overpack. Since many vacation rentals come with washers and dryers there’s no need to pack two outfits per day per child plus backups in case of spills. If the place your group is staying has a laundry room, pack enough clothing for half the trip then throw a load in the wash after a few days. Pack some detergent pods in a plastic bag in case it’s not provided.
Pack snacks. Travel often messes with mealtimes, but you can keep hunger (and the crankiness that comes with it) at bay with portable snacks. Pack a selection of treats to tide over hungry bellies until you’re able to stop for a complete meal. Include a few items typically reserved for special occasions so you have the added benefit of excitement to distract from an unfamiliar eating schedule.
Bring favorite toys. A sentimental and familiar item from home can help a child feel more secure in new surroundings. In fact, a survey from Vrbo revealed just how popular teddy travel is, with more than half of those surveyed (55%) citing stuffed animals as the most important thing their child brings on vacation.
However, 69% of those surveyed said their child has left a toy or stuffed animal behind while away from home. In the event a toy does get left behind, look into resources like Vrbo’s Teddy Bear Service. Any traveler staying in one of the company’s vacation rental homes can call 1-774-VRBOTDY or email TeddyBearHotline@vrbo.com to report a lost teddy bear or other item of sentimental value, and the company will help track it down and expedite its return home.
Plan for nap time. Whether you’re racing to put miles behind you or scurrying to catch a connecting flight, it’s easy to get off track and miss nap time completely. If you’re likely to miss a nap, try to at least plan for some quiet time to let kids rest and rejuvenate. Also remember that travel can be tiring for kids who have outgrown naps on a regular basis and encourage them to grab some shut-eye before signs of exhaustion emerge.
Find more traveling tips and information at vrbo.com. (Family Features)
Greetings Teen InFluential Family & Friends:
Welcome to our July / August edition!
We hope your summer is great and you’re taking advantage of many exciting ways to keep cool! As you enjoy your break from school, we hope you still find unique and exciting ways to continue learning, growing, getting better. After all, learning is fun! We hope you’re stopping by Teen InFluential regularly to keep up with all things “Dedicated to the Art of Living Well”.
By now, many of you have decided on which college you’ll be attending in the fall or what career path you’ll be pursing. In this edition, we have a few articles aimed at helping you make meaningful education and long-term career decisions.
Of course, we have some cool articles about fashion & style, food, health & wellness, sports, technology, and philanthropy. Our goal is to keep you well-rounded, stimulated, and energized. You’re the future and we want you to continuing being and prepared to give your very best.
Thank you always for hanging with us! Have a great summer and we can’t wait to learn about all the great things you’ll do over the course of the next few months.
William Jackson, MBA, GQ Insider, 2018 Folio: 100 Honoree
Founder & Chief Business Officer of InFluential Magazine, Spanish InFluential, and Teen InFluential
We’re beyond thrilled to welcome you into the world of the July – August 2019 edition of Teen InFluential.
It’s going to be A Flamin’ Hot Summer and we’ll do our best to help keep you cool!
Reena B. Patel, a licensed educational psychologist and author, has a new book that will help parents, educators, and children with combating anxiety
April 2nd is International Children’s Book Day, making it a great day to consider the impact that some books can have on today’s youth. One author, Reena B. Patel, is on a mission to help children learn how to identify and address stress and anxiety. According to the Anxiety and Depression Association of America, anxiety disorders are the most common mental illness in the country, affecting 18 percent of the adult population and 25 percent of children between the ages of 13 and 18. Many children under the age of 13 also experience anxiety disorders, making it an issue that impacts the population as a whole.
“Starting at a young age, children are plagued with worry and anxiety, yet we are not always good at providing them with the coping skills that will help them overcome it,” explains Reena B. Patel, a parenting expert, licensed educational psychologist, and author. “This is often because parents and educators are not sure what coping skills work, so they can pass that information on to the children in their lives.”
That’s where Patel aims to change things. Her new book, “Winnie & Her Worries,” explores the area of worry and anxiety. While the book was written for kids ages 3-10, the information and coping strategies offered are effective for all ages dealing with anxiety. The book provides examples of common stressful situations, which are often brought on by living in a competitive world that has high demands and unrealistic expectations. The book also provides coping strategies that can be used to help address the fear and anxiety.
Coping strategies are thoughts and behaviors that people can use to help them get through emotionally difficult times, such as when they have anxiety, which is the fear of the unknown. Patel’s book aims to help parents, educators, coaches, and caretakers be able to help them identify anxiety in a concrete way and learn the coping strategies they can use to become more confident and less fearful.
“Too many people experience anxiety on a regular basis,” added Patel. “The good news is that there are numerous things that people can do to address the situation. It’s just a matter of someone showing them what works, which is exactly what my new book does.”
In the January 2017 issue of the journal Annals of Psychiatry and Mental Health, researchers reported that chronic stress leads to anxiety and depression. Their report noted that stress is often neglected in day to day life when it could play a detrimental role in one’s mental health. They advise that social support, explanatory styles, locus of control, personality types, and coping skills can be significant when dealing with stress.
“Winnie & Her Worries” offers healthy habits for the whole family. The book was written to target young kids, because it is harder to change maladaptive habits as teens and young adults if they do not have coping skills. Those who read the book will find that they will be able to better identify anxiety triggers, as well as gain valuable information regarding preventative tools and coping strategies for anxiety and stress. The tools are aimed at helping those who use them to feel more confident, comfortable, and able to engage in their everyday routine with ease and no worries or stress. This book has been created using professional techniques that are easy to implement, even amidst busy lives, making it an important book to have in every classroom and home.
Patel is the founder of AutiZm& More, and as a licensed educational psychologist and guidance counselor, she helps children and their families with the use of positive behavior support strategies across home, school, and community settings. She does workshops around California, where she provides this information to health professionals, families, and educators. She is also the author of two children’s books that teach compassion and kindness, called “My Friend Max: A Story About a Friend with Autism,” and “Winnie & Her Worries,” both available on Amazon. To learn more or order the books, visit the website at www.reenabpatel.com.
About Reena B. Patel
Based in the San Diego area, Reena B. Patel (LEP, BCBA) is a renowned parenting expert, guidance counselor, licensed educational psychologist, and board-certified behavior analyst. For more than 20 years, Patel has had the privilege of working with families and children, supporting all aspects of education and positive wellness. She works extensively with developing children as well as children with exceptional needs, supporting their academic, behavioral and social development. She was recently nominated for San Diego Magazine’s “Woman of the Year.” To learn more about her books and services, visit the website at www.reenabpatel.com, and to get more parenting tips, follow her on Instagram@reenabpatel.
Annals of Psychiatry and Mental Health. Chronic stress leads to anxiety and depression. https://www.jscimedcentral.com/Psychiatry/psychiatry-5-1091.pdf.
Anxiety and Depression Association of America.Facts & Statistics. https://adaa.org/about-adaa/press-room/facts-statistics.
Every morning, I wake up at 4:45. I spend around an hour answering emails from all ten of my accounts, check my phones for any messages from writers, graphic designers, and family, wipe away the eye matter that tends to form after only five hours of sleep, and get dressed for a full day of business.
I’m William Jackson and I’m the Founder & Chief Business Officer of InFluential Magazine, Spanish InFluential, and Teen InFluential, the multi-award winning internationally read E-zines, Dedicated to the Art of Living Well.
With the assistance of a very talented and collaborative team, we work hard to publish exciting E-zines sure to inform, insight, inspire, and influence. It’s our hope you’re finding something entertaining and useful in each edition. Of course, we welcome your feedback so feel free to let us know how we can improve. We enjoy hearing from you as it keeps us inspired and motivated to keep doing what we enjoy doing.
Nicole Glenn, our Editor of Teen InFluential and her awesome team, are doing a great job. Though they are busy with all things that college life brings, family responsibilities, and such, they always carve out a huge chunk of their busy schedules to put together amazing editions of Teen InFluential. We certainly couldn’t do it without their talent and collaboration so I’m always quick to say THANK YOU!
We hope you’ll join us and plan on Being so Chic! this spring season. It’s the right thing to do!
Thank you, our amazing readers, for your constant support. Be sure to subscribe to Teen InFluential at www.influential-magazine.com and connect with us on Facebook (@Teen InFluential) and Twitter (@TeenInFluential).
William Jackson, MBA, GQ Insider, 2018 Folio: 100 Honoree
Founder & Chief Business Officer of InFluential Magazine, Spanish InFluential, and Teen InFluential
Written by Reena B. Patel, Contributing Writer for InFluential Magazine
Reena B. Patel, a licensed educational psychologist and author, offers up the facts on how screen time may be harming our children and what to do about it
According to the American Academy of Pediatrics (AAP), in 1970 children didn’t start regularly watching TV until they were four years old. Today, they report that children begin interacting with digital media at four months old. One look around and it’s easy to see that many children have their own cell phone, tablet, television, or other type of screen that is occupying a lot of their time and attention. The problem with this is with all that screen time there are numerous ways that research shows it may be harming kids. From the smallest of toddlers who are glued to watching tablets and televisions, to teens who are using their devices almost constantly, it’s prompted concerns that every parent should be aware of.
“There is no denying that technology plays a major role in our lives today, but when it comes to our children we need to be aware of the challenges it can cause,” explains Reena B. Patel, a parenting expert, licensed educational psychologist, and author. “Children’s cognition skills are still developing, so it’s imperative that we take that into account when it comes to their screen usage time.”
In the same report, the AAP reports that 75 percent of children ages 0-8 have access to a mobile device, and that most one and two-year-olds are using a mobile device on a daily basis. This trend continues through every age group. The average 8-10 year old is spending around eight hours per day on various forms of media, and older children are spending more than 11 hours per day. A Pew Research Center report shows that 24 percent of teens go online “almost constantly,” and 92 percent of them report using their mobile devices on a daily basis.
As many would suspect, all of this screen time coming from phones, tablets, and televisions, raises some questions about how healthy it is. In a separate AAP statement, they report that the cognitive impact of the media depends on the child ages, the kind of programming or games they are playing, and social context of viewing. They find that there are both negative and positive outcomes.
When it comes to adolescents, screen time can have a negative impact. The research shows that adolescents who spend more time on electronic communication and screens (such as social media, texting, and gaming) and less time on non-screen activities have a lower psychological well-being. In addition, excessive media use has been associated with obesity, lack of sleep, aggression, sleep problems, and other behavioral problems.
Most parents realize that children also engage in learning activities and even have homework assignments they need to use screens for. They are a part of life and a part of their learning experience, as well as their entertainment one. Rather than sheltering kids from social media and screens, parents should strive for teaching them healthier ways to use them, and how to maintain a balance. With screens here to stay, it’s important that parents take steps to help keep their child’s time spent on them in check. Here are some tips to do just that:
- It’s recommended that children under the age of two not be exposed to screen time at all. For children over the age of two, it’s recommended that the screen time be kept to one to two hours per day at the most.
- Discuss the screen time challenges with your children, especially when they are adolescents and teens, so they understand the concerns. Ask your child what are the pros and cons of unlimited or excessive use of devices. Devise a plan for using screens, which limits the amount of time they can be used each day. When children are involved with developing the plan, they are more likely to follow the rules they helped create.
- Encourage kids to create a balance between screen time and non-screen time. It’s important that kids of all ages engage in physical and social activities that do not involve the usage of screens. Encourage them to have real-life relationships, rather than their friendships being all online or done through electronics.
- Create rules that will help give them boundaries about when they can use their devices. For example, no devices at meals, and no phones allowed in their bedrooms overnight.
- Find non-screen activities that the whole family can engage in. This will help them create bonds and learn healthy social behaviors.
- Use positive parenting techniques when working with kids to help teach them the limits of screen and social media time.
- Be the example that you want them to follow. From young children to teens, they are watching what parents do when it comes to screen time. Parents who overuse screen time are setting that same example for their children. Having healthy screen habits will teach children to do the same.
- Parents should be familiar with all the apps and devices their children use. They should have access to the social media apps as well. Ex: Instagram can be created and monitored from a parents account and note on social media pages that it is “parent monitored.” Also, become familiar with Internet safety, including setting parental controls, and how to avoid giving too much personal information online.
“This is an issue that we can’t ignore and hope that it gets better,” added Patel. “We have to take the time to address it, no matter how old our kids are. The technology may be newer to us, but it’s always been a part of their lives, it will continue to be part of their everyday lives and they need to know how to use it in a healthy and constructive manner. They need parental guidance to get there.”
Patel is the founder of AutiZm & More, and as a licensed educational psychologist and guidance counselor, she helps children and their families with the use of positive behavior support strategies across home, school, and in community settings. She does workshops around California, where she provides this information to health professionals, families, and educators. She is also the author of two children’s books that teach compassion and kindness, called “My Friend Max: A Story About a Friend with Autism,” and “Winnie & Her Worries,” both available on Amazon. To learn more, visit the website at www.reenabpatel.com.
About Reena B. Patel
Based in the San Diego area, Reena B. Patel (LEP, BCBA) is a renowned parenting expert, guidance counselor, licensed educational psychologist, and board certified behavior analyst. For more than 20 years, Patel has had the privilege of working with families and children supporting all aspects of education and positive wellness. She works extensively with developing children as well as children with exceptional needs, supporting their academic, behavioral and social development. She was recently nominated for San Diego Magazine’s “Woman of the Year.” To learn more about her books and services, visit the website at www.reenabpatel.com and to get more parenting tips follow her on Instagram @reenabpatel.
American Academy of Pediatrics. Children and adolescents and digital media. http://pediatrics.aappublications.org/content/138/5/e20162593.
American Academy of Pediatrics. Decreases in psychological well-being among American adolescents after 2012 and links to screen time during the rise of smartphone technology. https://psycnet.apa.org/doiLanding?doi=10.1037%2Femo0000403.
American Academy of Pediatrics. Managing Media. https://www.healthychildren.org/English/news/Pages/Managing-Media-We-Need-a-Plan.aspx.
Pew Research Center. Teens, Social Media & Technology Overview 2015. http://www.pewinternet.org/2015/04/09/teens-social-media-technology-2015/.